Carbon Delivers on Its Security Promise with Access Server
By Mollie Horne
How a global fintech safeguards sensitive data and enables remote work with Access Server.
Security isn’t just a feature — it’s a promise
When you operate in fintech, security is paramount and nonnegotiable. For Carbon, a global financial technology company formerly known as OneFi, protecting customer data is foundational to earning and keeping trust. With teams distributed across multiple countries and cloud environments, Carbon needed a secure, auditable way for employees to access corporate systems remotely — without compromising compliance.
That’s where Access Server came in.
A global fintech company with a high bar for security
Carbon empowers individuals with access to credit, simple payment solutions, high‑yield investment opportunities, and intuitive tools for personal financial management. Headquartered in Lagos, Nigeria, Carbon operates across Nigeria and Ghana with a growing, globally distributed team of 90+ employees (as of February 2026).
Operating in highly regulated financial environments means Carbon must meet strict security and compliance requirements, including PCI DSS standards. Detailed logging, strong access controls, and clear accountability aren’t optional — they’re essential.
As the company expanded internationally and embraced a more agile, remote-first way of working, Carbon needed a remote access solution that could scale with them while reinforcing their commitment to data privacy.
About Carbon
- Industry: Fintech
- Company size: over 90 employees (as of January 2026)
- Headquarters: Lagos, Nigeria
- Operations: Nigeria and Ghana
- Product: Access Server
Carbon provides innovative financial tools that make managing credit, payments, and investments easier and safer for clients across the globe.
The challenge: secure, auditable remote access
With remote employees in multiple countries, Carbon needed a VPN solution that could keep its promise to clients: safeguarding their data.
—"A good VPN is essential to Carbon because we operate in multiple countries… [and] we have remote employees everywhere. Our approach is agile. We like to connect remotely to our corporate network and be able to execute our work functions. So VPN is essential to what we do at Carbon."
Olawale Olaleye, former Head of IT & Security, Carbon
The solution: Access Server provides flexible, secure, compliance-aligned access
Carbon selected Access Server to provide a flexible, secure remote access solution. They configured User Groups and Access Control Lists so that employee access to network resources aligned with role and accountability, making auditing straightforward.
The built-in Google Authenticator integration was enabled to add an extra layer of identity verification. Access Server was configured to log to Syslog, enabling centralized collection of logs for inspection, audit, and security incident management.
"Before Access Server, we were actually using MikroTik router OS to configure L2TP and SSTP for remote employees," says Olawale Olaleye, former Head of IT & Security at Carbon. "We were also using the Windows VPN configuration. We got to a point where our business became very regulated and we needed to comply with some regulatory bodies. So we decided to come up with a solution, where user access to corporate networks would be properly protected.
"Also we need to hold every user connected to the network accountable. We wanted to see who connects when and what they are doing on the network. So Access Server was the best solution we could find. In particular, because it gives us room to audit what users are doing, when they are connecting, and where they are connecting from.”
Carbon appreciated the flexibility of Access Server to deploy in their own private network across multiple cloud environments, aligning with their agile operational model.
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See Which One is Right for YouThe result: confidence, compliance, and control
With Access Server, Carbon achieved:
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Secure, auditable remote access for all employees, across multiple countries.
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Easy monitoring and logging of employee activity to meet regulatory standards.
- Flexible deployment that integrates with multiple cloud environments.
- Confidence in delivering on their commitment to client data privacy.
—"What I like best about Access Server is the access control server. With the access control server we are able to be accountable as a business. One of our promises to our customers is that we are accountable and we hold their data privacy to a high standard. So with Access Server we are able to properly audit users, connect them to the network, and track interactions with customer data — whether the server administrator is connected from home or anyone else in the company.
"Another thing that comes to mind [is] the fact that we could deploy Access Server to our own private network. We operate on multiple cloud environments so Access Server, and the fact that we could deploy in our own environment, makes sense for our business. We have taken our approach in our deployment so Access Server is flexible for us."Olawale Olaleye, former Head of IT & Security, Carbon
Watch: why Carbon chose Access Server
Watch this story from former Head of IT & Security, Carbon Olawale Olaleye to see what a difference Access Server has made for Carbon:
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Access Server gives businesses like Carbon the confidence, control, and compliance needed to protect sensitive data while supporting a distributed workforce.
Explore Access Server today and see how your organization can deliver on its security promises.
